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Wellesley Finance makes loans solely to businesses (these business loans include but are not limited to business development finance, business buy-to-let, and first/second charge loans for business purposes). As a result, these loans do not have the benefit of the protection and remedies that would be available to you as a consumer in the context of a non-business loan. Wellesley Finance is not permitted to undertake retail loans to consumers. If you are a retail consumer seeking a non-business loan, you should not seek to obtain a loan from us. Business loans will be secured on relevant assets and these assets are at risk in the event of the loan being in default. A property asset may be repossessed if repayments are not kept up on a loan or other asset secured on it. If you need advice on any of these matters, or you are in any doubt as to the consequences of taking out a loan with Wellesley Finance (including not being regulated), you should seek independent advice from an appropriately qualified professional. Wellesley Finance recommends that you consider whether a potential business loan meets your own creditworthiness, risk levels and objectives. You should be seeking to borrow funds only if you believe that your business activities are capable of repaying those funds and that you have considered the required repayments in relation to your other financial commitments.

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April 30, 2018

A quiet first quarter, but some fundamentals are improving Savills have released their latest monthly report on trends and pricing in the UK commercial property investment market. Key topics this month: Prime yields remained stable this month, through upward and downward pressure is being experienced in different sectors. Savills examine whether we should be feeling […]

March 22, 2018

Market in Minutes: New Homes There is a close link between infrastructure and price growth, with the government keen to support more development of new homes. As people move into new areas, infrastructure is an important features in supporting the delivery of new homes. But infrastructure improvements can also help to attract people to new […]

February 1, 2018

The Autumn Budget reflected, amongst other things, the Government’s continued focus on the housing market, and in particular, first time buyers. With the vast majority of the UK unable to generate enough income to support a deposit or to qualify for a mortgage, the abolition of stamp duty for properties up to £300,000 bought by […]

January 31, 2018

Since the Great Recession many investors have been purchasing buy to let properties in financial safety nets such as London, Manchester, Liverpool and Birmingham (thanks to the high-speed train link HS2). However, could it be all change for 2018? Some investors already have their eye on secondary cities and smaller regional areas that have seen […]

January 16, 2018

In the recent Budget, Chancellor Philip Hammond, announced the government’s key initiatives for the housing marketing in 2018.  With population figures rising, the Government has voiced its intent to increase the number of affordable new homes, being built within the UK to 300,000 per annum. Additionally, a reduction in stamp duty for first time buyers, […]

December 6, 2017

The Chancellor’s recent statement that the government wants to see 300,000 houses built every year has already attracted considerable commentary. The recent budget changes to stimulate the UK housing market are a clear sign that there is considerable political will to make this a reality, however is this an easily achievable goal? 1969-70 was the […]

November 24, 2017

The government, set on levelling the playing field between homeowners and landlords, have hiked up taxes and put new legislations in place. Experts believe future new rules could further discourage investment in the private rental sector, despite the UK being desperately in need of rental housing. Outlined below are three new rules for landlords that […]

October 25, 2017

There are countless do’s and don’ts when it comes to renovating or tweaking parts of your home for financial gain. Whether you want to add value to your home long-term by investing in it now or are thinking of selling up sooner, certain amendments will add different increases in property value. The majority of projects […]

October 25, 2017

As we have said before, we changed our strategy in early 2016 to move away from smaller, bridging type deals and towards larger development loans. We have been successful in doing so and I can confirm that since the start of 2016 we have approved 66 new loans with a cumulative facility limit of £300m. […]

May 31, 2017

Wellesley Finance has provided a Development facility of £8.6million to London based developer, IndigoScott Group. IndigoScott are a highly respected regional Developer operating in the property development sector for over 20 years. IndigoScott has a pre-existing relationship with the Wellesley Finance Origination team and was confident in the strong level of professionalism Wellesley Finance provides. […]

May 26, 2017

Wellesley Group Investors Limited, has today announce the highlights from its audited results for the year ended 31st December 2016. The Annual Report and Accounts are set to be published in the coming days. The key financial Highlights in the report are: Loan book growth of 10% to £163.6m (2015: £148.7m) Total new loan borrower […]

May 26, 2017

Summary “The Wellesley loan book continues to evolve and now stands at 65 loans with combined committed facilities of £271m. During 2016 the drawn balanced increased by 10% to £163.6m which was made up of new loans and additional drawdowns on existing loans of £118.6m. Since the firm’s inception it has supported the development of […]

May 26, 2017

West London – May 2017 Wellesley Finance provided a swift drawdown for a £8.6million loan within a period of 12 working days, for a Development Scheme in Chiswick. The Wellesley team worked closely with the developers to provide finance for conversion and refurb scheme of 25 flats in a West London Suburb. Loan Size: £8.6m LTGDV: […]

February 3, 2017

  Despite some initially pessimistic views regarding overall property values post-Brexit, the market is holding up well, other than some weakness at the high end and particularly in London. In December the OBR forecast that house prices in the UK would rise by an average of 3% in 2017. Looking longer term, the government is […]

February 3, 2017

  During 2016 Wellesley Group completed a number of initiatives designed to increase focus on our key market, build capability in core lending and control functions and reduce costs. As a direct result of this, we have seen strong and improving performance on key business targets over the course of the year. During the first […]

February 3, 2017

  During the course of 2016 we carried out a detailed review of all lending and have taken a number of actions designed to further reduce the risk profile of new lending. These actions include restructuring of the lending and loan management functions, the appointment of a new leadership team and gaining board approval of […]

December 28, 2016

Wellesley Finance has partnered with SPF Private Clients, a leading UK financial services intermediary to complete a £16.5million development loan in less than four weeks. The funding was provided to Tunham Limited for a mixed-use development project in a liquid London area, building 28 units, one-two-three bedroom apartments and much sought after high spec office […]

December 21, 2016

  We are pleased to share with you our 2015 Annual Review which provides further information on our business model, market opportunity and strategy as well as the progress we are making. A comment from our Chief Financial Officer Disclosure and transparency is an important strategic theme for us and we will be working to […]

December 1, 2016

Wellesley Finance, the development finance and bridging loan specialists, today announced the completion of a £14 million bridging loan introduced by award-winning packager, Positive Lending. Graham Wellesley, Chief Executive at Wellesley Finance, commented: “Since the Brexit vote, property developers and their introducers have been facing an uncertain finance market, with lenders taking a more cautious […]

September 5, 2016

When broaching the topic of housing supply and demand in the UK, the discourse is rarely simple. New uncertainties arrive daily – each carrying with it different implications for the property market. Post-Brexit, the UK economy is currently experiencing what many economists are calling a ‘mild recession’, as sterling falls to its lowest rate since […]

Graham Wellesley, CEO

August 2, 2016

Regardless of fears, the British property market is not falling off the face of the earth. Due to the crash of sterling, UK estate agents have been swamped with calls from foreign buyers looking to secure a bargain, specifically in the capital. Since the Brexit result was announced, domestic buyers have been spooked by uncertainty […]

July 11, 2016

In the wake of the UK’s recent ‘Brexit’ decision to leave the European Union, we felt it appropriate to issue a statement setting out our view of the climate for property development finance over the coming months, and how we intend to respond to the market conditions we are foreseeing. There can be little doubt […]

Graham Wellesley - Chief Executive Wellesley Finance Plc

July 1, 2016

Brexit and the impact on British property Friday’s vote to leave the EU sent shockwaves through the nation. The pound dropped significantly in value, stock markets were affected globally, David Cameron resigned his post as UK Prime Minister, and media, politicians and the public started searching for answers to why this happened and why it […]

June 30, 2016

UK citizens are aware the country is struggling with a housing shortage. Legislators, developers and builders are up against it and addressing the supply imbalance has seen buying and renting costs skyrocket. Whether buying-to-let or planning to sell, property renovation can turn impressive profit if finances are handled correctly. Market research is imperative for property […]

June 24, 2016

Motivated by increasing pressure from the government and consumers, sustainability has never been more interlinked with business. The evolution of government policies and consumer approaches has goaded some companies into implementing a green agenda to help lessen their carbon footprint. With the deterioration of the planet a perpetual ‘hot’ topic, sustainability is becoming the standard, […]

June 23, 2016

The 22nd June saw the release of the Bank of England’s Agents’ summary of business conditions for Q2. The quarterly publication is a summary of monthly reports, compiled by the Bank of England’s agents, following discussions with 700 businesses.  The document provides information on the state of business conditions from firms across all sectors of […]

June 13, 2016

Research shows that three in five (61%) Britons who think that their house price will decrease if Britain leaves the EU, also believe that it will take five years or more for the value of properties to return to their current levels.Furthermore, more than a quarter (29%) of those who think that their house price […]