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Wellesley Finance makes loans solely to businesses (these business loans include but are not limited to business development finance, business buy-to-let, and first/second charge loans for business purposes). As a result, these loans do not have the benefit of the protection and remedies that would be available to you as a consumer in the context of a non-business loan. Wellesley Finance is not permitted to undertake retail loans to consumers. If you are a retail consumer seeking a non-business loan, you should not seek to obtain a loan from us. Business loans will be secured on relevant assets and these assets are at risk in the event of the loan being in default. A property asset may be repossessed if repayments are not kept up on a loan or other asset secured on it. If you need advice on any of these matters, or you are in any doubt as to the consequences of taking out a loan with Wellesley Finance (including not being regulated), you should seek independent advice from an appropriately qualified professional. Wellesley Finance recommends that you consider whether a potential business loan meets your own creditworthiness, risk levels and objectives. You should be seeking to borrow funds only if you believe that your business activities are capable of repaying those funds and that you have considered the required repayments in relation to your other financial commitments.

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Wellesley Annual Review 2015

December 21, 2016



We are pleased to share with you our 2015 Annual Review which provides further information on our business model, market opportunity and strategy as well as the progress we are making.

A comment from our Chief Financial Officer

Disclosure and transparency is an important strategic theme for us and we will be working to progressively increase the relevance and quality of information that we make available to you and to all of our other key stakeholders, particularly our investors, borrowers and intermediaries. We have also sent our accounts for the financial year ended 31st December 2015 to Companies House. We have included extracts from those accounts in the annual review and if you want to access the full document you can do so at the companies house website.

We have been late this time partially because of my relatively recent arrival at the business. I joined in June this year and have spent a significant proportion of my time making sure we did a thorough job of changing our accounting policies from UK GAAP to IFRS. The purpose behind this has been to make our accounts easier to read.
This process has been greatly assisted by the feedback we have received from our large number of actively engaged investors and from the many journalists who cover our sector. Thank you all for your involvement, and please keep talking to us, your input helps us to focus on the areas that matter the most to you.

Alasdair Lenman, CFO

Download Wellesleys-annual-review-2015 here.